Making Tax Digital (MTD) for Joint Landlords
Owning rental property with a partner or group can make tax reporting more complex. Sterling & Wells provides specialist Making Tax Digital support for joint landlords, ensuring your shared rental income and expenses are reported correctly and in line with HMRC requirements.
From digital record keeping to quarterly updates and year-end declarations, our team manages the full MTD process so you stay compliant without the administrative burden.
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Why Joint Landlords Choose
Sterling & Wells
Clear, Compliant MTD Reporting for Shared Property Ownership
Specialists in Joint Property Taxation
Accurate Income Allocation to Joint Landlords
HMRC-Compliant MTD Submissions
Support for Different Ownership Structures
Straightforward Pricing
Making Tax Digital For Income Tax Self-Assessment
Tax returns are moving to a digital-first system. Making Tax Digital (MTD) requires joint landlords to submit quarterly updates through approved software, replacing the traditional annual Self Assessment for eligible property owners.
What is Qualifying Income and What Are the Thresholds?
Qualifying Income Determines When Making Tax Digital for Joint Landlords Apply
Qualifying income is the total gross income from all property businesses (UK and overseas), including jointly owned properties, and/or self-employment before expenses. It excludes PAYE income, dividends, savings interest, pensions, and capital gains.
April 2026
- MTD for IT applies to individuals with annual self-employment or property income of more than £50,000.
April 2027
- MTD for IT applies to individuals with annual self-employment or property income of more than £30,000.
April 2028
- MTD for IT applies to individuals with annual self-employment or property income of more than £20,000.
Exclusive Benefits You Get with Sterling & Wells
- Joint landlords often face additional administrative challenges. Sterling & Wells removes this complexity by managing your MTD obligations with clarity and consistency. You benefit from clear communication, accurate record keeping, and structured reporting that reflects your ownership arrangement, giving you peace of mind throughout the tax year.
Making Tax Digital Deadline Checker
MTD Deadlines Made Easy – Check Yours in Seconds!
Enter your income to see your deadline
See the Difference Sterling & Wells Makes
Real challenges joint landlords owners face — and how Sterling & Wells helps
The Challenges:
Rental income needs to be split correctly between owners
Shared expenses are difficult to track and apportion
Confusion over who submits what under MTD
Multiple properties under joint ownership
Uncertainty around quarterly updates and year-end declarations
The Sterling & Wells Solution:
We ensure income is allocated accurately in line with ownership shares
Expenses are recorded clearly and split correctly between owners
We manage submissions and ensure each owner meets their obligations
We maintain organised digital records across all jointly owned properties
We handle all filings and guide you through the full MTD process
Meet the Experts Devoted to Your Success
Meet the Tax Advisors & Accountants at Sterling & Wells who make your growth and success their number one priority.
Ready to Get MTD-Compliant with Confidence?
Joint landlords must keep digital records and submit quarterly updates under Making Tax Digital. Sterling & Wells manages this process from start to finish, ensuring accuracy and compliance.
We set up and maintain digital records for rental income and expenses, structured to reflect joint ownership.
Our team prepares and submits quarterly updates on your behalf, keeping everything accurate and on time.
At the end of the tax year, we complete your final declaration, apply relevant allowances, and ensure your tax position is correctly reported.
Frequently Asked Questions
Below, we’ve answered some common questions about MTD for Joint Landlords to help you understand the process and your responsibilities.
What is a joint landlord for tax purposes?
A joint landlord is someone who owns a rental property with one or more other individuals and receives a share of the rental income.
Does each joint landlord need to comply with MTD separately?
How is rental income split between joint landlords?
Can Sterling & Wells manage MTD for multiple joint properties?
Introducing RentalBux: MTD Software Built for Joint landlords
Most software options in the market don’t understand the specific needs joint property landlords have, forcing you to manually track your ownership share, split income and expenses, and coordinate records with co-owners. That’s why we created RentalBux.
- Income and Expense Allocation by Ownership Share
- Individual MTD Reporting for Jointly Owned Properties
- HMRC Recognised for All Property Income
- Complete MTD Solution for Joint landlords
