Making Tax Digital (MTD) for Landlords
Whether you own UK or overseas property, or share ownership with others, Sterling & Wells provides complete compliance and accounting support for Making Tax Digital for landlords.
Our team ensures you meet all HMRC requirements, from quarterly MTD submissions through to your annual tax return, with expert guidance every step of the way.
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Why Choose Sterling & Wells?
Expert Compliance and Property Tax Services for MTD for Landlords
Specialist Landlord Accountants
HMRC Recognised MTD Experts
End-to-End Property Tax Support
Support for Complex Property Structures
Proactive Tax Planning and Advice for Landlords
Clear and Transparent Pricing Structure
Making Tax Digital For Income Tax Self-Assessment
Tax returns are evolving into a digital-first system. Making Tax Digital (MTD) introduces quarterly digital reporting through approved software, replacing the traditional annual Self Assessment process for eligible taxpayers.
What is Qualifying Income and What Are the Thresholds?
Qualifying Income Determines When Making Tax Digital for Landlords Apply
Qualifying income is your total gross income from all property businesses (both UK and overseas) and/or self-employment before deducting expenses. It excludes employment income (PAYE), dividends, savings interest, pensions, and capital gains.
April 2026
- MTD for IT applies to individuals with annual self-employment or property income of more than £50,000.
April 2027
- MTD for IT applies to individuals with annual self-employment or property income of more than £30,000.
April 2028
- MTD for IT applies to individuals with annual self-employment or property income of more than £20,000.
Are You Required to Join MTD?
Find Out if MTD Applies to You in Under a Minute
You are required to comply with Making Tax Digital for Income Tax Self-Assessment if all of the following apply:
- You have a National Insurance number.
- You do not qualify for a digital exemption (for example, due to age, health, location, or religious beliefs).
- You are a landlord with UK and/or overseas property income.
- Your annual qualifying income is above £50,000.
If all four apply: You need to comply with MTD
Check Your Making Tax Digital Compliance Date
Understanding when Making Tax Digital (MTD) for Income Tax Self Assessment (ITSA) applies to you is essential for staying compliant with HMRC requirements. Our MTD Deadline Checker helps you determine your mandatory start date based on your annual gross income from self-employment and property.
Key Benefits:
- Instant confirmation of your MTD start date
- Instant confirmation of your MTD start date
- Helps reduce the risk of late submissions and penalties
- Supports sole traders, landlords, and combined income sources
- Enables forward planning for MTD compliance
Making Tax Digital Deadline Checker
MTD Deadlines Made Easy – Check Yours in Seconds!
Enter your income to see your deadline
How Sterling & Wells Supports with Making Tax Digital for Landlords
As a consultant, you are required to keep digital records and submit tax information to HMRC on a quarterly basis using MTD-compatible processes. Sterling & Wells manages this for you.
We help you set up and maintain digital records for all your properties, capturing rental income, expenses, and receipts in an HMRC-compliant format
We prepare and submit your quarterly updates to HMRC on your behalf, ensuring deadlines are met and information is accurate.
At year end, we complete your final declaration, including all other income sources, claiming available tax reliefs and allowances, and making any necessary adjustments to your tax position.
What Do Landlords Need to Include in Their MTD Quarterly Updates?
Every three months, landlords must send HMRC a digital summary of their property income and expenses. You don’t need to break everything down line-by-line — just clear totals for each category, recorded in a digital format.
Property Income:
Total rent you’ve received during the quarter
Any extra income linked to the property, such as service charges
Money received from lease premiums
Any reverse premiums or incentives connected to letting the property
Property Expenses:
- Regular running costs, including insurance, ground rent, and rates
- Repairs, maintenance work, and general upkeep
- Mortgage interest and other finance costs (with normal restrictions for residential properties)
- Any finance costs carried forward from earlier periods
- Fees for agents, legal work, or professional services
- Payments for cleaners, maintenance workers, or caretakers
- Travel costs related to managing or maintaining the property
- Other expenses such as advertising the property or utility bills during empty periods
Meet the Experts Devoted to Your Success
Meet the Tax Advisors & Accountants at Sterling & Wells who make your growth and success their number one priority.
Why MTD Matters for Landlords
Making Tax Digital for Landlords is more than a compliance requirement. It’s an opportunity to:
- Keep accurate, real-time financial records
- Avoid costly HMRC penalties
- Gain clear insights into portfolio performance
- Save time with automated reporting
Frequently Asked Questions
Below, we’ve answered some common questions about Making Tax Digital for landlords to help you understand the process and your responsibilities.
What is MTD for landlords?
If your property income exceeds £50,000 in 2024/25, you must comply with MTD for Income Tax from 6 April 2026; if it exceeds £30,000 in 2025/26, you must comply from 6 April 2027; and if it exceeds £20,000 in 2026/27 (subject to legislation), you must comply from 6 April 2028.
Do landlords need to file quarterly?
How can Sterling & Wells assist?
What if I miss the deadline?
Can I use spreadsheets?
What records must I keep?
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Most software options in the market don’t understand the specific needs UK landlords have, forcing you to wrestle with spreadsheets and manual workarounds.
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